Classic Car Insurance in Manteca & Stockton, CA
Whether it’s a vintage muscle car or a lovingly restored roadster, classic cars often require enhanced financial protection. Unlike standard auto insurance, classic car insurance is tailored to meet the unique needs of antique and collector cars.
At ServiPronto Insurance Services in Manteca & Stockton, CA, we understand your classic car’s sentimental and financial value. We offer customized insurance solutions that financially protect your investment without adding unnecessary hassle. 
What Makes Classic Car Insurance Different?
Classic car insurance functions similarly to regular auto insurance but includes features specifically designed for older, collectible vehicles. These policies typically cover cars that are over 25 years old, have low mileage and are kept in excellent condition.
Coverage options may include many components also available in standard auto policies, such as the following:
- Comprehensive and collision coverage—This can help against damage from accidents, theft, weather and vandalism.
- Liability insurance—This can cover injuries or property damage you may cause while driving.
- Medical payments coverage—This may assist with health care costs if you or your passengers are injured in an accident, regardless of fault.
- Uninsured motorist coverage—This can help pay for your losses even if the at-fault driver lacks insurance.
Additional benefits tailored for classic cars include the following:
- Agreed value coverage can establish a consistent value for which you may be reimbursed for your vehicle while ignoring depreciation.
- Auto show medical reimbursement coverage may help pay for health care costs if you or your family are injured at an auto show.
- Traveling coverage for breakdowns may offer aid for towing and other roadside assistance.
- No attendance required coverage can financially protect your classic car while on display, even if you’re not present.
- Spare parts coverage can help pay for the cost of original manufacturer parts and components for your classic vehicle.
How Old Does a Car Have to Be to Qualify for Classic Car Insurance?
To qualify for classic car insurance, your vehicle typically needs to meet your state’s definition of a classic car. In many cases, you must also register the vehicle as a classic when you purchase it. While requirements can vary, most classic cars must meet the following:
- Be more than 25 years old
- Have relatively low mileage
- Be restored and maintained in good condition
Find a Reliable Insurance Provider Near You
If you’re a classic car owner in Manteca & Stockton, CA, let ServiPronto Insurance Services help you find the right coverage. Contact us today to learn how we can financially protect your prized possession with a policy that fits your needs and budget.